What is the difference between being prequalified and preapproved? By Kolton Morrison  Basically, being prequalified means you had a conversation with a loan officer about some basic information and a determination was made that you “should” be able to be approved for a loan. The conversation entails getting questions answered like how much income do you make, what other debts you have like credit cards and car payments, what credit score you think you have, etc. To be approved for a loan you need to meet certain guidelines. Your loan officer knows those guidelines and gets a good enough picture

Top 5 Low-Cost Home Improvements To Make Before Listing Your Home For Sale 5 Low-Cost Home Improvement Projects To Make Before Listing Your Home     Let’s admit it, when getting ready to put a home on sale, the fear that it might not sell fast or rake in the amoun...

Real Esate Agents now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today.   COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are...

Tips to declutter your home:Start with 5 minutes at a time.  If you're new to decluttering you can slowly build momentum with just 5 minutes a day.Give one item away each day.  This would remove 365 items every single year from your home.Donate clothes you never wear.

While the novel coronavirus may have people canceling big graduation bashes, birthday parties, or other large get-togethers this season, as many states start to reopen and allow small gatherings of up to 10 people, homeowners are more than ready to break out the grill...

The Consumer Financial Protection Bureau has produced this educational video.https://youtu.be/br5EPugsnLs Get the facts about forebareance.Please contact your mortgage lender with questions. Please contact your real estate agent if you want to buy...

Click on this link to read the full story.https://www.realtor.com/advice/home-improvement/ultrafancy-things-you-didnt-know-your-kitchen-needed/ While most of us just make do with our narrow galley kitchens—the too-high upper cabinets that you reach

Preparing Your Home for Sale on a Budget    Written by Alice Robertson  arobertson@tidyhome.info Preparing your home to put it on the market typically takes a lot of work. Even if you have a good plan, things can fall through, leaving you anxiou...

Now is the Time to Buy: Interest Rates are at the Lowest in Years. When you pay off your home, it’s yours. You eliminate the expense of housing once you’ve paid it off.   If the home appreciates more than you’ve paid in mortgage, interest, taxes, and maintenance over time...